Who We are and what we promise
few things about Sharp finance
Sharp Finance Ltd was established in 2017 to provide best home loan and insurance advice to New Zealanders. Since then we have helped hundreds of families in buying their first home, adding investment properties to their portfolio, and advising them on the best possible loan structure so that they can pay their mortgage faster and save on interest.
At Sharp Finance, we put your interest first. We are also available on the weekends and after hours, so will answer your calls on weekends and evenings too. We can meet you in person and also organize a video call or phone call, thus eliminating the need for face to face meetings. Self-employed with very little paperwork to prove your income or bad credit, we can work with you to find a solution for your situation.
FIND THE RIGHT DEAL FOR YOU
KEEP IT SIMPLE
HELP YOU GROW
SAVE YOU TIME
HELP YOU GET COVERD
what we offer to achieve your dreams
Buying your first home can be a very daunting process. We will be with you from the day you put an offer on a property until its settled, assisting and advising you at each and every step, taking all the hassles out of the home buying process.
We can get you preapproved even before you start looking for a house, so you know how much can you afford and buy with confidence.
Want buy your first home, but don’t have that 20% or 10% deposit, and your bank has said no. We may be able to assist. With just 5% deposit, you can make the dream of buying your first home a reality. First Home Loan is designed for families wanting to buy their first home with low deposit. Income cap applies.
Already got a house and looking at buying an investment property. Want to know how can you unlock the equity in your existing house and use it as a deposit to buy your investment property. Let us do this for you. We can do all the legwork and get you preapproved from you existing bank to buy an investment property.
Refinancing is the process of replacing an existing loan or mortgage with a new one that has more favorable terms, such as lower interest rates, reduced monthly payments, or a shorter loan term. This can be a smart financial move for borrowers who want to save money or improve their financial situation. Refinancing is common with home loans, auto loans, and personal loans.
Want to buy a land and build your dream home on that. Construction loan works a bit differently than a regular home loan. Please contact us and we can guide you through the whole process, from buying and settling the land first until the construction is completed and Code of Compliance is issued.
Everyone’s situation is different when it comes to their personal insurance needs. We can talk to you about your personal situation and provide you with a tailor made personal insurance solution including life, trauma, health, income protection etc.
what people say about us
In 2020 I was looking at purchasing property and was referred to Sharp Finance Ltd. From our first conversation, Raj was very professional and knowledgeable. Raj was responsive and helped me find the best financial solution to suit my needs. Thank you for your professionalism and financial assistance.
I have found Raj at Sharp Finance very understanding with my situation.He got me approved with my bank in no time. He helped me through all the documentation and I did not had to bother about anything.He in fact gone extra mile to help me to understand the house buying process , prioritize my requirements , kind of hand holding me to put first offer to home I liked. His knowledge about banking, finance and real estate is up to scratch. Anyone who dream to get in their own house, call Raj without hesitation, I am sure you would be really happy that you did.
"I had the pleasure of working with Sharp Finance and my mortgage advisor went above and beyond to help me finance my properties and refinance my existing mortgages. From start to finish, the experience was smooth and stress-free, thanks to their expertise and dedication.Not only did the mortgage advisor secure for me a great interest rate, but they also went the extra mile to find the best offer with cash back, which was a fantastic surprise. I was amazed by their knowledge of the market and their ability to negotiate on my behalf.What impressed me the most was their personalized approach to my financial needs. They took the time to understand my situation and goals, and they provided me with tailored advice and solutions that were perfectly suited to my needs.Throughout the process, the mortgage advisor was always available to answer my questions and provide guidance. They were patient, professional, and attentive, making the experience as smooth and stress-free as possible.In short, I cannot recommend this mortgage advisor enough. If you are looking for someone who can help you finance your properties or refinance your mortgages, look no further. They are simply the best."
Are you a First Home Buyer looking at buying your first home or an investor looking at buying your next investment property?
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Disclosure Statement
Here is some key information you need to know to help you understand what type of advice I am able to give you, so that you can make an informed and confident choice when engaging me
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Our Services
Home Loan for First Home buyers
Buying your first home can be a very daunting process. We will be with you from the day you put an offer on a property until its settled, assisting and advising you at each and every step, taking all the hassles out of the home buying process.
We can get you preapproved even before you start looking for a house, so you know how much can you afford and buy with confidence.
First Home Loan for First Home buyers with less than 10% deposit
Want buy your first home, but don’t have that 20% or 10% deposit, and your bank has said no. We may be able to assist. With just 5% deposit, you can make the dream of buying your first home a reality. First Home Loan is designed for families wanting to buy their first home with low deposit. Income cap applies.
Home loans for investment properties
Already got a house and looking at buying an investment property. Want to know how can you unlock the equity in your existing house and use it as a deposit to buy your investment property. Let us do this for you. We can do all the legwork and get you preapproved from you existing bank to buy an investment property.
Refinancing
Refinancing is the process of replacing an existing loan or mortgage with a new one that has more favorable terms, such as lower interest rates, reduced monthly payments, or a shorter loan term. This can be a smart financial move for borrowers who want to save money or improve their financial situation. Refinancing is common with home loans, auto loans, and personal loans.
Construction Loan
Want to buy a land and build your dream home on that. Construction loan works a bit differently than a regular home loan. Please contact us and we can guide you through the whole process, from buying and settling the land first until the construction is completed and Code of Compliance is issued.
Personal insurance including life, trauma, health, disability, income protection etc
Everyone’s situation is different when it comes to their personal insurance needs. We can talk to you about your personal situation and provide you with a tailor made personal insurance solution including life, trauma, health, income protection etc.
Simple and hassle-free Personal Loan
Needing some extra money for some special occasion or an emergency. No worries. We can get an unsecured personal loan approved for you within 24-48 hours with minimal documentation.